County Registrar acted appropriately in granting order for possession of family home to lender

Judicial review - certiorari - possession proceedings - principle private residence - County Registrar of Circuit Court - decision to grant possession of family home to notice party - alleged status as consumers - European Directive on consumer contracts - background circumstances to application - bankruptcy process - terms of mortgage agreement - Circuit Court procedure leading to order for possession - code of conduct on mortgage arrears - applicants' standing to bring proceedings where they were both adjudged bankrupts at time of making of order for possession - position of official assignee - provisions of consumer contracts European Directive - Registrar reviewed whether terms of loan agreement or mortgage deed fell within scope of or were unfair under Regulations or Directive - Circuit Court's exercise of its jurisdiction to make order for possession - futility of relief - whether remittal would enable applicants to successfully challenge order made given circumstances - issues of contractual fairness - whether lender dealt fairly and equitably with consumer - variable interest rate not unfair - effective means available in Irish law and procedures for borrowers to avoid loans being called in - power of entry requires a court process - transfer clause would not materially affect applicants' position - proportionality analysis.