Guarantor of borrowings was experienced in financial matters

Motion for summary judgment on foot of a summary summons issued in June 2014 where a sum of €1,648,147.97 is claimed by the plaintiff financial institution against the defendant on foot of a guarantee of April 2010 - guarantee relates to the borrowings of a company that was operated by the defendant's husband - both the defendant and her husband were at all material times directors of the company - defendant was advised by the plaintiff to seek legal advice before signing the guarantee - receiver was appointed by the plaintiff in January 2011 - bankruptcy summonses were issued by the bank against both the defendant and her husband - this bankruptcy summons against the husband was dismissed by the High Court in August 2012 - defendant's husband was adjudicated bankrupt in Swansea in August 2012 - defendant averred that she did not believe that the guarantee documents exposed her to a personal liability - defendant claimed she was entitled to rely on the doctrine of non est factum - loans in this case were for the benefit of the company, of which the defendant was the major shareholder as well as the secretary and director - defendant regularly attended meetings with the bank - a person raising non est factum must prove that there was a radical or fundamental difference between what they signed and what they thought they were signing - plaintiff cannot recover more than is due to it - no question of double recovery - plaintiff entitled to judgment.