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Court of Appeal dismissed the appellants' appeals, affirming the High Court's decision that the loans in question were "housing loans" under consumer legislation, thereby exempting them from certain notice requirements; and despite the appellants' argument for no costs due to the serious nature of the statutory interpretation issue, the court rules in favour of the respondent's entitlement to costs, following the principle that the successful party is generally awarded costs.
Consumer Credit Act 1995 - housing loans - statutory interpretation - section 30(2) - notice requirements - enforcement of loans - High Court - Court of Appeal - strike out motion - reasonable cause of action - Legal Services Regulation Act 2015 - section 169 - costs order - successful party - bona fide litigation - public interest - property rights - financial interests - Order 19 Rule 28 - preliminary application - trial costs.
Note: This is intended to be a fair and accurate report of a decision made public by a court of law. Any errors should be notified to the editor and will be dealt with accordingly.
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