The High Court granted the bank possession of a jointly owned property and judgment for outstanding loan sums against the second defendant, who contested both claims. The court found that she was aware of the loans and mortgage, facilitated the transaction, and accepted payment from the loan funds, thus binding her to the agreement. Her defence, based on her claim of being unaware of the loans and not signing the documents, was rejected. Her separate proceedings against the bank alleging fraud, reckless lending, and mistreatment during litigation were dismissed in their entirety.
possession proceedings, judgment proceedings, mortgage, default in repayment, loan offers, independent legal advice, estoppel, unjust enrichment, misappropriation of funds, fraudulent conduct, reckless lending, breach of duty, High Court, Supreme Court, plenary hearing, data access requests, bank accounts, legal separation, caution against property, summons server, substituted service, Rules of the Superior Courts, Order 9 rule 9, conduct of litigation.