High Court, in an application to dismiss claim for damages against bank on the grounds that it fails to disclose any reasonable cause of action and/or is an abuse of process, refuses the bank's application brought against the plaintiff as a former mortgagee to a loan in which the bank has already obtained summary judgment, on the grounds that the plaintiff's claim of fraud on the part of the bank's representative at the time the finance was secured, and did not have to be brought by way of set off or counterclaim at the earlier judgment proceedings; as such, the current plenary proceedings do not constitute a collateral attack on the order for judgment already granted.
Application to dismiss proceedings as bound to fail/frivolous and vexatious/an abuse of process - plenary proceedings seeking damages - respondent bank's application - summary judgment proceedings already finalised in favour of bank, properties sold and proceeds accredited against mortgage arrears - appeal lodged by plaintiff to Court of Appeal but later dismissed where new evidence was sought to be introduced but disallowed - allegation that loan finance was fraudulently obtained by bank's representative - defence of res judicata and/or moot by virtue of earlier judgments of the High Court and Court of Appeal - no tort of reckless lending known to Irish law - rule in Henderson v Henderson - plaintiff not obliged to raise claim by way of defence to earlier judgment proceedings - claim therefore not res judicata - separate and distinct claim made that bank's representative improperly advanced plaintiff's spouse's actual earnings in support of loan application at the material time - pursuit of claim now is not precluded by virtue of fact that no set off or counterclaim was pursued in earlier judgment proceedings - application dismissed.